Property finance, matched to the deal.
We're a broker, not a lender. Tell us the property, purpose, amount, deadline and exit. We compare suitable finance routes, explain the trade-offs and let you decide whether to proceed.
Most property deals don't fall over on price. They fall over on finance.
One lender offers one set of criteria. When an auction, chain or completion date creates time pressure, the finance route needs to fit the property, borrower, deadline and exit from the start.
- Too slow. High-street timelines don't fit a 28-day auction or a collapsing chain.
- One lender, one view. A single provider may not fit the property, borrower, purpose or exit.
- Criteria mismatch. Unusual property, disclosed credit issues or a first build need a provider whose policy covers the case.
- No one driving it. Valuers and solicitors stall while your deadline doesn't move.
Specialist finance for property
Eight specialisms across the whole market, or just tell us the deal and we'll match it.
Bridging loans
Short-term finance for auctions, chain breaks and refurb-to-refi.
Deadline-ledExplore →Development finance
Ground-up builds, conversions and heavy refurbishment.
Staged drawdownsExplore →Commercial mortgages
Owner-occupier and investment premises.
Business-purposeExplore →Buy-to-let
Single units, HMOs and portfolios, personal or limited-company.
Rental stress-testedExplore →Auction finance
Structured around the completion deadline in the lot contract.
Pre-bid planningExplore →Refurbishment
Light and heavy refurb finance for BRRR, HMO and PD conversions.
Works-ledExplore →Land finance
Secure sites with or without planning, then move to development.
Planning-awareExplore →Off-market property finance
Finance for a private purchase you have already identified.
Buyer-ledExplore →
Whole-of-market panelA broker on your side of the table
Go direct and you get one lender's view, and you package the case yourself. We compare the whole market and present a file an underwriter can assess without avoidable gaps.
- Whole-of-market. Lenders across high-street, challenger, specialist and private capital.
- Criteria checked first. We compare the disclosed deal against lender appetite before you choose whether to apply.
- Packaged properly. A clean, lender-ready file keeps underwriting moving.
- Transparent fees. Our fee model and every applicable charge are disclosed before any application.
Funding matched to the schemeCompare a finance route built around your property and exit.
We prepare the case and coordinate with the valuer, solicitor and underwriter while keeping the contractual deadline visible to every party.
- Deadline-led packaging. The contractual date is stated to the lender and professional team at the start.
- One named broker. The same person from enquiry to completion, never a call-centre queue.
- Credit-search clarity. Before an application, we explain when the selected lender may run a credit search.
From enquiry to completion
Share the deal, compare suitable routes, choose whether to apply, then move through valuation, underwriting and legal work.
Enquiry
Tell us the deal, property, loan size and exit.
Compare routes
Review suitable lenders, costs, conditions and trade-offs.
Application
We package a clean, lender-ready case.
Valuation
Valuation and underwriting follow the lender's process.
Completion
The lender releases funds once valuation, underwriting and legal work are complete.
Bridging cost calculator
Get a feel for the monthly and total interest before you even call. Move the slider; it's instant, with no sign-up.
Estimate your costs
One broker coordinates the finance process while the lender, valuer and solicitors complete their own work.
One broker owns your case from first enquiry to drawdown, shopping the market and disclosing every fee in writing before you commit.
Property finance, explained plainly
Clear answers to the questions that come up most.
Common questions
How fast can property finance complete? +
When might a lender check my credit? +
What's your fee? +
Can I get finance with adverse credit? +
I'm a first-time developer, can you help? +
Do you cover the whole UK? +
See what you qualify for
Tell a broker about the property, amount, purpose, deadline and exit. We will compare suitable routes and explain when a lender may run a credit search before you decide whether to apply.